Retirement Savings Calculator
Your Information
Projected Results
Years until retirement
35
Projected savings at retirement (adjusted for inflation)
$798,746
Projected savings at retirement (nominal value)
$1,645,327
Savings Growth Projection
Top Tips for Retirement Planning
Start Early
The earlier you begin saving, the more you benefit from compound interest. Even small amounts can grow significantly over decades.
Maximize Employer Match
If your employer offers a retirement plan with matching contributions, contribute at least enough to get the full match—it’s free money.
Diversify Investments
Spread your investments across different asset classes to reduce risk and potentially increase returns over time.
Increase Savings Rate
Try to increase your contribution percentage whenever you receive a raise or pay off a debt to accelerate your savings growth.
Plan for Healthcare Costs
Healthcare can be one of the largest expenses in retirement. Consider HSAs or specific healthcare planning in your strategy.
Review Regularly
Review your retirement plan at least annually and adjust your strategy as your financial situation and goals change.
Disclaimer
This calculator is for informational purposes only and is not intended to provide financial advice. The projections generated are based on the information you provide and contain assumptions about future events that may not be accurate. The actual results may vary significantly based on market performance, inflation rates, tax changes, and your individual circumstances. We recommend consulting with a qualified financial advisor before making any investment decisions. All investments involve risk and may lose value. Past performance is not indicative of future results.
Affiliate Disclosure
Some links on this page may be affiliate links. This means if you click on the link and make a purchase, we may receive a commission at no additional cost to you. We only recommend products and services we believe will provide value to our readers. The presence of affiliate links does not influence our calculator or the information provided. We prioritize transparency and are committed to providing unbiased information to help you make informed financial decisions.
© All Rights Reserved. This calculator provides estimates based on constant returns and contributions. Actual results may vary due to market fluctuations and changes in your financial situation.